From Kwacha to a U.S. portfolio, step by step.
We re-engineered the U.S. brokerage experience around how Zambians actually move money. Here’s how it works, end-to-end.
Open your account in minutes
Create your profile with your full name, phone, NRC, and address. We handle KYC in-app with our compliance partners.
- Phone OTP verification
- NRC + selfie liveness check
- Proof of address (utility bill or bank statement)
Get verified
Tier 1 unlocks instantly for trial deposits. Tier 2 is approved within one business day and unlocks the full platform.
- Tier 1: up to K3,000/month
- Tier 2: up to K50,000/month
- Tier 3: institutional limits (request access)
Fund with mobile money
Tap to deposit from MTN MoMo, Airtel Money, Zamtel Kwacha, or via bank transfer from any Zambian bank.
- Instant mobile money (≤ 30s)
- Bank transfer (same day)
- Recurring auto-deposit
Convert ZMW → USD
We show the live FX rate before you invest. One of the tightest spreads in Africa, transparent in every order.
- Live indicative rate
- 0.5% average spread
- No hidden conversion fees
Buy U.S. stocks
Search by name or ticker. Buy whole or fractional shares from $1. Market and limit orders supported.
- 6,000+ U.S. listed stocks & ETFs
- Fractional shares from $1
- Recurring buys
Withdraw anytime
Sell positions and withdraw to mobile money or bank in ZMW. Same FX transparency on the way back.
- Mobile money payout
- Bank transfer (T+2)
- Full transaction history
A typical journey takes ~10 minutes.
Most users place their first order the same hour they sign up.
Download or open in browser
Visit ophirmarkets.com or open the app.
Sign up with phone & NRC
OTP, liveness selfie, and basic details.
Tier 1 approved instantly
Start with up to K3,000 / month.
Deposit K500 via MoMo
Convert to ~$27.00 (live indicative rate).
Search for AAPL
Read Apple's stock page, charts, and news.
Buy $15 of Apple — fractional
Confirm and your order fills instantly during U.S. market hours.
Add NVDA to watchlist
Set a price alert for the next dip.
You are an investor
Welcome to Ophir Markets.
Ready when you are.
Join the waitlist to be among the first Zambians to use Ophir Markets.
Join waitlist