Pre-launch. Ophir Markets is not yet licensed and live trading is not available. Nothing on this site is an offer of securities. Prices shown are for practice and information only. Read the disclosures.

How it works

From Kwacha to a U.S. portfolio, step by step.

Here is how Ophir Markets is designed to work once it is licensed and launched. Nothing here is live yet, and every step is subject to regulatory approval.

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1 USD = 18.52 ZMW
01

Open your account

Create your profile with your full name, phone, NRC, and address. Identity checks will happen in the app.

  • Phone OTP verification
  • NRC + selfie liveness check
  • Proof of address (utility bill or bank statement)
02

Get verified

Accounts will open in tiers, with higher limits as you complete more checks. Limits below are planned and may change.

  • Tier 1: up to K3,000/month
  • Tier 2: up to K50,000/month
  • Tier 3: institutional limits (request access)
03

Fund with mobile money

Deposit from MTN MoMo, Airtel Money, Zamtel Kwacha, or by bank transfer, through providers designated by the Bank of Zambia.

  • Mobile money
  • Bank transfer
  • Recurring auto-deposit (planned)
04

Convert ZMW → USD

You see the exchange rate and the spread before every conversion, so you know what you pay.

  • Indicative rate shown first
  • Planned spread of 0.5%
  • No hidden conversion fees
05

Buy U.S. stocks

Search by name or ticker. Buy whole or fractional shares from $1 with market or limit orders, through a U.S. broker partner.

  • 6,000+ U.S. listed stocks & ETFs
  • Fractional shares from $1
  • Recurring buys
06

Withdraw anytime

Sell positions and withdraw to mobile money or bank in ZMW. Same FX transparency on the way back.

  • Mobile money payout
  • Bank transfer
  • Full transaction history
Your first trade

What a first trade will look like.

An example of the planned journey. Timings and limits are illustrative.

1

Download or open in browser

Visit ophirmarkets.com or open the app.

2

Sign up with phone & NRC

OTP, liveness selfie, and basic details.

3

Get your first tier approved

Start with a lower monthly limit while checks complete.

4

Deposit K500 via MoMo

See what it converts to in dollars before you confirm.

5

Search for AAPL

Read Apple's stock page, charts, and news.

6

Buy $15 of Apple, fractional

Review the order and confirm. It is sent to the U.S. broker during market hours.

7

Add NVDA to watchlist

Set a price alert for the next dip.

8

You are an investor

Welcome to Ophir Markets.

Ready when you are.

Join the waitlist to be among the first Zambians to use Ophir Markets.

Join waitlist